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13643 Front Beach Road

Panama City Beach, FL 32413
  • $3,500,000
  • STATUS: Active
  • ON SITE: 233 Days
  • MLS #: 772029
UPDATED: 87 min ago
$3,500,000
  • 6
    BEDS
  • 0.9
    ACRES
  • 6
    BATHS
  • 1
    1/2 BATHS
  • 3,990
    SQFT
  • $877
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
2023
County:
Bay

School Information

Elementary School:
Middle School:
High School:

Description

**SELLER FINANCING AVAILABLE** **PRIVATE ELEVATOR** This Gulf-front retreat in Margaritaville Beach Cottage Resort blends laid-back luxury with modern comfort, offering the ultimate escape in Panama City Beach. Built in 2023 and sold fully furnished, this Oasis floor plan spans 3,990 square feet across three levels - all with unobstructed views of the emerald Gulf waters. Professionally designed with decor that captures the breezy, carefree vibe of the Margaritaville lifestyle, the home features luxury vinyl plank flooring throughout and a thoughtful layout tailored for both relaxed getaways and high-performing rentals. From morning coffee to sunset cocktails, enjoy panoramic Gulf views from your private balconies on every level. The first floor features a spacious recreation room with a foosball table, wet bar, full-sized refrigerator, and ice maker - perfect for entertaining after a day in the sun. Step outside to your private 8x17 beachfront pool and take the private dune walkover straight to the sand. With 6 bedrooms, a bunk area, and 6.5 bathrooms, this home comfortably accommodates large families and rental guests alike. The private elevator makes each level easily accessible. On the second floor, an open-concept great room takes full advantage of the water views, with a living area, dining space, and a chef's kitchen featuring Frigidaire Professional appliances, a 36'' gas range, quartz countertops, and maple cabinetry. Two guest suites with private baths, a powder room, and a full laundry area round out this level. Upstairs, the Gulf-facing primary suite offers a true retreat with expansive views down the coast, a walk-in closet, balcony access, and a spa-inspired ensuite with double vanities and a walk-in shower. Two more guest bedrooms with private baths and a cozy bunk nook complete the third floor. Additional features include a two-car covered carport plus parking for three more vehicles - rare for Gulf-front homes. As part of the Margaritaville Beach Cottage Resort, you and your guests have access to top-tier amenities: a resort-style pool with a 425-foot lazy river and H2O Adventure waterslides, pickleball court, indoor arcade, game lawn, hammock grove, and poolside movie nights. On-site dining options include The Salty Rim Bar & Grill, Fins Restaurant & Bar, and Joe Merchant's Coffee & Provisions - perfect for everything from poolside snacks to sunset dinners. Whether you're looking for a luxurious vacation home or a high-performing rental property, this is a rare opportunity to own in one of the most exciting beachfront resorts on the Emerald Coast. Call today to schedule your private tour and explore rental income potential, projections, and how to make this island-inspired dream a reality.

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© 2025 Central Panhandle Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Better Homes & Gardens Real Estate Emerald Coast. Data last updated: 2025-12-06T00:03:54.823.
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13643 Front Beach Road Panama City Beach, FL 32413

  • Price: $3,500,000
  • Status: Active
  • On Site: 233 Days
  • Updated: 87 min ago
  • MLS #: 772029
6
Beds
6
Baths
1
½ Baths
0.9
Acres
3,990
SQFT
$877
$/SQFT
2023
Built
Neighborhood:
Margaritaville Cottages
County:
Bay
Area:
Bay County-Beach
Elementary School:
Hutchison Beach
Middle School:
Surfside
High School:
Arnold
Property Description
**SELLER FINANCING AVAILABLE** **PRIVATE ELEVATOR** This Gulf-front retreat in Margaritaville Beach Cottage Resort blends laid-back luxury with modern comfort, offering the ultimate escape in Panama City Beach. Built in 2023 and sold fully furnished, this Oasis floor plan spans 3,990 square feet across three levels - all with unobstructed views of the emerald Gulf waters. Professionally designed with decor that captures the breezy, carefree vibe of the Margaritaville lifestyle, the home features luxury vinyl plank flooring throughout and a thoughtful layout tailored for both relaxed getaways and high-performing rentals. From morning coffee to sunset cocktails, enjoy panoramic Gulf views from your private balconies on every level. The first floor features a spacious recreation room with a foosball table, wet bar, full-sized refrigerator, and ice maker - perfect for entertaining after a day in the sun. Step outside to your private 8x17 beachfront pool and take the private dune walkover straight to the sand. With 6 bedrooms, a bunk area, and 6.5 bathrooms, this home comfortably accommodates large families and rental guests alike. The private elevator makes each level easily accessible. On the second floor, an open-concept great room takes full advantage of the water views, with a living area, dining space, and a chef's kitchen featuring Frigidaire Professional appliances, a 36'' gas range, quartz countertops, and maple cabinetry. Two guest suites with private baths, a powder room, and a full laundry area round out this level. Upstairs, the Gulf-facing primary suite offers a true retreat with expansive views down the coast, a walk-in closet, balcony access, and a spa-inspired ensuite with double vanities and a walk-in shower. Two more guest bedrooms with private baths and a cozy bunk nook complete the third floor. Additional features include a two-car covered carport plus parking for three more vehicles - rare for Gulf-front homes. As part of the Margaritaville Beach Cottage Resort, you and your guests have access to top-tier amenities: a resort-style pool with a 425-foot lazy river and H2O Adventure waterslides, pickleball court, indoor arcade, game lawn, hammock grove, and poolside movie nights. On-site dining options include The Salty Rim Bar & Grill, Fins Restaurant & Bar, and Joe Merchant's Coffee & Provisions - perfect for everything from poolside snacks to sunset dinners. Whether you're looking for a luxurious vacation home or a high-performing rental property, this is a rare opportunity to own in one of the most exciting beachfront resorts on the Emerald Coast. Call today to schedule your private tour and explore rental income potential, projections, and how to make this island-inspired dream a reality.
Exterior Features

Architectural Style Coastal Attached Garage YN No Construction Materials Hardi Plank Type Exterior Features Barbecue Covered Patio Deck Outdoor Shower Garage YN No Lot Features Sprinkler System Patio And Porch Features Balcony Deck Covered Porch Pool Features Gas Heat In Ground Community View Gulf View YN Yes

Interior Features

Appliances Bar Fridge Electric Oven Electric Range Tankless Water Heater Cooling Central Air Ceiling Fan(s) ENERGY STAR Qualified Equipment Cooling YN Yes Flooring Luxury Vinyl Plank Heating Electric Heating YN Yes Rooms Kitchen (Second Level) Dining Room (Second Level) Great Room (Second Level) Recreation (First Level) Bedroom (Third Level) Bedroom (Third Level) Primary Bedroom (Third Level) Bedroom (Second Level) Bedroom (Second Level) Bedroom (First Level) Units Furnished All Units Window Features Double Pane Windows Storm Window(s)

Property Features

Association YN Yes Buyer Financing Seller Financing Community Features Pool Barbecue Short Term Rental Allowed Listing Service Full Service Lot Size Dimensions 40 X206 New Construction YN No Occupant Type Tenant Property Sub Type Single Family Residence Property Sub Type Additional Single Family Residence Security Features Fire Sprinkler System Sewer Public Sewer Tax Annual Amount 31489 Tax Year 2024 Utilities Electricity Available Waterfront YN Yes

Central Panhandle Association of REALTORS (Panama City MLS) logo Listing provided courtesy of Berkshire Hathaway HomeServices Beach Properties of Florida: 850-252-4160. Listing information © 2025 Central Panhandle Association of Realtors MLS.


© 2025 Central Panhandle Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Better Homes & Gardens Real Estate Emerald Coast. Data last updated: 2025-12-06T00:03:54.823.
 
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