Skip To Content

400 W 2nd Street

Lynn Haven, FL 32444
  • $1,850,000
  • STATUS: Active
  • ON SITE: 6 Days
  • MLS #: 796187
Open House
UPDATED: 34 min ago
$1,850,000
  • 5
    BEDS
  • 2.07
    ACRES
  • 5
    BATHS
  • 1
    1/2 BATHS
  • 5,111
    SQFT
  • $362
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
2000
County:
Bay

School Information

Elementary School:
Middle School:
High School:

Description

Welcome to 400 W 2nd Street, an exceptional waterfront estate offering privacy, space, and direct access to the water in the heart of Lynn Haven -- with owner financing available. Situated on an oversized 2-acre corner lot with roughly 300 feet of waterfront in a very private, quiet setting, this impressive two-story residence features 5 bedrooms, 5.5 bathrooms, and approximately 5,111 square feet of living space. Built with a solid brick exterior, thick walls, and 2x6 framing, the home is designed for both everyday living and entertaining, offering a spacious open floor plan, vaulted ceilings, stained glass windows and doors, a custom gas fireplace, and beautiful views of the bay and yard from multiple rooms. The main-level primary suite includes his-and-hers walk-in closets, and an additional downstairs bedroom with a full bath and private access to the pool area -- currently used as a media room -- offers excellent flexibility as a guest suite, mother-in-law suite, or home office. The chef's kitchen overlooks the fenced-in pool area and is outfitted with all-new appliances, including double ovens, a gas cooktop, and a Viking warming drawer. Upstairs, three additional bedrooms each have their own private bathroom, alongside a large recreation room overlooking the water with a wet bar that opens to a sun deck, plus three bonus rooms totaling over 800 square feet -- ideal for a fitness room, game room, craft room, office, or man cave. A 110-square-foot walk-in attic provides endless additional storage. Recent updates make this a true turnkey property: a newly replaced roof (2023), two new HVAC units, three new water heaters (including one tankless), new central vacuum, new windows, and mostly new doors and floors throughout. The oversized laundry room offers extra storage, and a long circular driveway provides ample additional parking. Outside is where this property truly shines. Enjoy your private pool -- freshly fitted with a new liner and filter system for minimal maintenance -- beautifully landscaped grounds, a fish-stocked pond, mature trees, and flowers blooming in every season. The fenced garden area includes raised beds already in place plus a garden shed, perfect for a vegetable garden. Boaters will appreciate deepwater access to North Bay and the Gulf from the brand-new (2024) dock, featuring high-end composite decking, a boat lift, outdoor shower, and fish-cleaning station. Whole-yard irrigation keeps the grounds lush, and the oversized 3+ car garage is every car collector's dream. There's even a custom treehouse with a zip line tucked among the grounds. Offering the space and privacy of a waterfront retreat while remaining conveniently located in Lynn Haven, 400 W 2nd Street is a rare opportunity to enjoy the best of Northwest Florida waterfront living -- now with owner financing available.

Monthly Payment Calculator



© 2026 Central Panhandle Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Better Homes & Gardens Real Estate Emerald Coast. Data last updated: 2026-10-09T21:03:58.597.
www.bealocaldestin.com/homes/181763080
Print Image

400 W 2nd Street Lynn Haven, FL 32444

  • Price: $1,850,000
  • Status: Active
  • On Site: 6 Days
  • Updated: 34 min ago
  • MLS #: 796187
5
Beds
5
Baths
1
½ Baths
2.07
Acres
5,111
SQFT
$362
$/SQFT
2000
Built
Neighborhood:
[No Recorded Subdiv]
County:
Bay
Area:
Bay County-Central
Elementary School:
Lynn Haven
Middle School:
Mowat
High School:
Mosley
Property Description
Welcome to 400 W 2nd Street, an exceptional waterfront estate offering privacy, space, and direct access to the water in the heart of Lynn Haven -- with owner financing available. Situated on an oversized 2-acre corner lot with roughly 300 feet of waterfront in a very private, quiet setting, this impressive two-story residence features 5 bedrooms, 5.5 bathrooms, and approximately 5,111 square feet of living space. Built with a solid brick exterior, thick walls, and 2x6 framing, the home is designed for both everyday living and entertaining, offering a spacious open floor plan, vaulted ceilings, stained glass windows and doors, a custom gas fireplace, and beautiful views of the bay and yard from multiple rooms. The main-level primary suite includes his-and-hers walk-in closets, and an additional downstairs bedroom with a full bath and private access to the pool area -- currently used as a media room -- offers excellent flexibility as a guest suite, mother-in-law suite, or home office. The chef's kitchen overlooks the fenced-in pool area and is outfitted with all-new appliances, including double ovens, a gas cooktop, and a Viking warming drawer. Upstairs, three additional bedrooms each have their own private bathroom, alongside a large recreation room overlooking the water with a wet bar that opens to a sun deck, plus three bonus rooms totaling over 800 square feet -- ideal for a fitness room, game room, craft room, office, or man cave. A 110-square-foot walk-in attic provides endless additional storage. Recent updates make this a true turnkey property: a newly replaced roof (2023), two new HVAC units, three new water heaters (including one tankless), new central vacuum, new windows, and mostly new doors and floors throughout. The oversized laundry room offers extra storage, and a long circular driveway provides ample additional parking. Outside is where this property truly shines. Enjoy your private pool -- freshly fitted with a new liner and filter system for minimal maintenance -- beautifully landscaped grounds, a fish-stocked pond, mature trees, and flowers blooming in every season. The fenced garden area includes raised beds already in place plus a garden shed, perfect for a vegetable garden. Boaters will appreciate deepwater access to North Bay and the Gulf from the brand-new (2024) dock, featuring high-end composite decking, a boat lift, outdoor shower, and fish-cleaning station. Whole-yard irrigation keeps the grounds lush, and the oversized 3+ car garage is every car collector's dream. There's even a custom treehouse with a zip line tucked among the grounds. Offering the space and privacy of a waterfront retreat while remaining conveniently located in Lynn Haven, 400 W 2nd Street is a rare opportunity to enjoy the best of Northwest Florida waterfront living -- now with owner financing available.
Exterior Features

Architectural Style Craftsman Construction Materials Brick Foundation Details Slab Garage YN Yes Patio And Porch Features Balcony Pool Features In Ground Private Pool Private YN Yes Road Frontage Type City Street

Interior Features

Appliances Electric Cooktop Electric Range Cooling Central Air Ceiling Fan(s) Cooling YN Yes Heating Central Electric Heating YN Yes Interior Features Double Vanity Main Level Primary Rooms Primary Bathroom (First Level) Recreation (Second Level) Kitchen (First Level) Dining Room (First Level) Great Room (First Level) Bonus Room (Second Level) Bedroom (Second Level) Bedroom (Second Level) Bedroom (Second Level) Bedroom (First Level) Primary Bedroom (First Level) Units Furnished None

Property Features

Association YN No Community Features Short Term Rental Allowed Listing Service Full Service Lot Size Dimensions 300.0 ft x 300.0 ft New Construction YN No Occupant Type Vacant Property Sub Type Single Family Residence Property Sub Type Additional Single Family Residence Sewer Public Sewer Tax Annual Amount 20607 Tax Year 2025 Waterfront Features Canal Access Waterfront YN Yes

Central Panhandle Association of REALTORS (Panama City MLS) logo Listing provided courtesy of Think Real Estate: 850-270-4200. Listing information © 2026 Central Panhandle Association of Realtors MLS.


© 2026 Central Panhandle Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Better Homes & Gardens Real Estate Emerald Coast. Data last updated: 2026-10-09T21:03:58.597.
 
https://bt-photos.global.ssl.fastly.net/panamacity/1280_boomver_2_796187-2.jpg https://bt-photos.global.ssl.fastly.net/panamacity/1280_boomver_2_796187-2.jpg https://bt-photos.global.ssl.fastly.net/panamacity/1280_boomver_2_796187-2.jpg
Logo
Better Homes & Gardens Real Estate Emerald Coast
1234 Airport road suite 126
Destin FL, 32541